Loan Programs
Flexible financial solutions designed to meet your unique needs and help you achieve your dreams
Our Loan Products
1️⃣ Women Group Loan (WGL)
Loan Amount
Processing Time
Key Features
- Processing time: 2–3 days
- Group size: 5 to 30 women
- No collateral required
- KYC documents required
- Tenure: 20 to 30 weeks
- Skill development support
- Dedicated support system
Required Documents
- •KYC documents (Aadhaar / PAN / Voter ID / DL)
- •Passport-size photographs
- •Group member list with details
- •Address proof
- •Basic income/business details (if applicable)
2️⃣ Loan Against Property (LAP)
Loan Amount
Processing Time
Key Features
- Loan tenure: Up to 5 years
- End-use verification required
Required Documents
- •KYC documents
- •Income docs (Salary slips/ITR/Business proof)
- •Bank statements (last 6 months)
- •Cheque leaf
- •Property ownership documents
- •Legal verification documents
- •Property valuation report
- •End-use declaration
3️⃣ Business Loan (BL)
Loan Amount
Processing Time
Key Features
- Tenure: 24 to 36 months
- Quick disbursement & Fast processing
- Based on ABB method
- Business turnover assessment
- Stock-based assessment / Stock advance
- Location & overview verification
Required Documents
- •KYC documents
- •Cheque leaf
- •Bank statement (last 6 months for ABB)
- •Business proof (GST/Udyam/Shop License)
- •Business turnover details
4️⃣ Micro Enterprise Loan (MEL)
Loan Amount
Processing Time
Key Features
- Tenure: 24 to 36 months
- Fast approval
- Business support
- Stock advance facility
Required Documents
- •KYC documents
- •Cheque leaf
- •Bank statement (if required)
- •Business proof (if applicable)
- •Stock details (for stock advance)
Who Can Apply?
Age Requirements
- Women's Group Loans: 21-55 years
- Business Loans: 25-60 years
- Loan Against Property: 25-65 years
Group Requirements
- Minimum 5 members per group
- Maximum 30 members per group
- All members must be women
- Residents of same locality
Property Requirements
- Clear property title deed
- Market value assessment
- Legal verification completed
- No existing disputes
Business Requirements
- Business operating for 6+ months
- Valid business proof (GST/Udyam)
- Bank Statements (Last 6 Months)
- Physical verification of location
Not sure about your eligibility?
Our financial experts are here to guide you through every requirement.
Required Documents
Identity Proof
- •Aadhaar Card
- •Voter ID
- •PAN Card
- •Driving License
Any one of these documents
Address Proof
- •Aadhaar Card
- •Passport
- •Utility Bills
- •Rent Agreement
Recent bill within 3 months
Income Proof
- •Bank Statements (6 months)
- •Income Tax Returns
- •Salary Slips
- •Business Proof
As applicable to loan type
Property Documents
- •Sale Deed
- •Property Tax Receipts
- •Encumbrance Certificate
- •Approval Plans
For loan against property
Additional Documents May Be Required
Depending on your specific situation and loan amount, we may request additional documents. Our loan officer will guide you through the complete documentation process.
Application
Fill out the loan application form with basic details
⏱ 10-15 minutes
Document Verification
Submit required documents for verification
⏱ 1-2 days
Credit Assessment
We assess your creditworthiness and repayment capacity
⏱ 1-2 days
Loan Disbursement
Loan amount is credited to your bank account
⏱ Same day
Ready to Start Your Journey?
Take the first step towards financial independence. Apply for a loan today!
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